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PSCUâs member-focused solutions, such as security tools that protect our cardholders and convenient new payment technology, show the value of our products and services and drives our continued growth while reinforcing the credit union philosophy of People Helping People." Question. Read More on Newsroom. China is moving to become a cashless society and where locals primarily use digital payment solutions, such as Alipay and Wechat. Prepaid Digital Solutions. Prepaid Digital solutions to Paypal? Not surprisingly, Millennials and Gen Z are most open to digital rewards. Use of the Card Account is subject to funds availability and ID verification. The Open-loop solution usually operates on electronic or mobile money, closed-loop solution, such cases as Mono-Purpose Prepaid cards, Prepaid dedicated account or vouchers. 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